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Paying Cash vs. Financing an Altima Near Garden Ridge, TX

You might think that once you’ve decided to purchase a Nissan Altima and found the perfect one for a fantastic price at Nissan of New Braunfels, the decision-making is all over. Not so! Now you get to choose how you plan to pay for that car you’ve fallen in love with. You have options, of course – you can pay cash or you can finance – but how do you know which is the better one?

Well, like so many of life’s burning questions, there’s no right or wrong answer. The way you pay depends on you, your budget, and your preferences, and it’s up to you to figure out if paying cash up front makes more sense than financing, or vice versa.

Not to worry, though – Nissan of New Braunfels is here to help. Let’s take a look at each method of payment and what benefits they offer. Then you’ll feel more equipped to make an informed choice and get to the good part: driving away in your new Altima.

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Benefits of Paying Cash for Your Altima

What could be better than driving off our lot in an Altima that you own free and clear? That’s the main draw of paying cash up front for the purchase price. If you’ve been saving up for this purchase, or if you sold a vehicle and have the cash to put forth in a lump sum for the Altima, then you’re in a unique position to get your new ride this way, no finance arrangements or interest payments hovering over your head. You’ll hand over the cash, we’ll hand over your keys. It’s really that simple – and remarkably exciting!

If you’d like to keep some of that cash you’ve saved up, you might consider a partial finance in which you pay a portion of the cost in cash and then get an auto loan for the remainder. This will keep your monthly payments low and allow you to pocket some of that cash to use for whatever your heart desires.

Benefits of Financing Your Altima

If you prefer to spread out your payments over a period of months or years, financing will likely be your best option. Nissan of New Braunfels has on-site financing experts who will be able to secure a low-interest loan for you from among our network of trusted lenders. You can even get started before you arrive at our dealership by filling out a credit application online.

One other benefit to financing is for those who haven’t yet established a strong credit history, or those whose credit has seen some challenges (such as bankruptcy or foreclosure). For them, making timely and consistent payments on an auto loan is an effective way to build or repair credit and improve their financial outlook.

Your Altima Awaits at Nissan of New Braunfels

Whether you pay cash for your Altima, finance the cost, or do a little bit of both, you can count on getting an amazing deal when you buy from Nissan of New Braunfels. We have amazing low prices on all the vehicles we have in stock every day, and we love to save our customers money in other ways too. We will show you all of the available money-saving opportunities that will get you the best possible deal on your Altima of choice. Visit us today and let’s get started!

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2077 I-35 North • New Braunfels, TX 78130

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Nissan of New Braunfels 29.7254456, -98.0833795.